The top 10 least affordable cities for home buyers have been rated in an annual survey produced by Lloyds Bank, with Oxford again ranked as the least affordable based on the gross average wage locally.
London remains in second place, having recorded the highest growth in house prices over the last 5 years, with the average cost of a London home now 10.5 times the average salary of £45,000.
The top 10 most affordable cities have also been rated in the survey, and again demonstrate a significant North-South divide.
"House price rises have outpaced earnings across the country for the past five years, and 'home affordability' is now at its worst level since 2008, according to the Lloyds bank's Affordable Cities Review. The report measures the ratio between average house prices in cities across the UK and the average annual salaries of people who live there."